The digital trade network for emerging markets

Every trade, digitised — from manufacturer to shelf.

Trade Network is the middleware that turns physical B2B commerce into trusted commercial data. Orders, invoices, sales, and tax reporting flow through one connected rail — so the whole distribution chain runs on a single source of truth.

Peppol-ready e-invoicing Built for emerging markets
Live trade rail SYNCING
🏭
Manufacturer
Order confirmed · 240 cartons
₦4.2M
🏬
Distributor
Invoice issued · VAT computed
₦4.5M
🏪
Retailer
Sale recorded · reconciled
₦5.1M
Trade data verified Eligible for invoice & inventory finance
✓ Trusted
The middleware

HOPtool sits between every party in the chain.

Manufacturers, distributors, and retailers each run their own systems — or none at all. Trade Network connects them, digitising the four documents that define every transaction and turning them into trusted, verifiable commercial data.

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Orders

Purchase orders captured digitally across the chain, matched to fulfilment, with a live record of what was requested versus delivered.

📄

Invoices

VAT-correct invoices generated automatically from each transaction — Peppol-ready and submitted to the tax authority as a by-product of trade.

📊

Sales

Sell-through recorded at each tier, giving manufacturers real visibility of how product actually moves through distribution to the shelf.

🏛️

Tax reporting

Compliance handled inside the flow, not bolted on. Every digitised transaction is reportable and audit-ready from the moment it happens.

The chain

One connected rail, three tiers of trade.

Trade data doesn't stop at a company boundary — it moves with the goods. Each tier feeds the next, and the network keeps the whole chain reconciled by construction.

01 · Supply

Manufacturers

Publish orders and invoices to distributors and gain real-time visibility of sell-through, all the way down to the retail shelf.

02 · Distribute

Distributors

Run purchasing, invoicing, and collections on one system — with the trade history that unlocks working capital when they need it.

03 · Sell

Retailers

Order, receive, and settle digitally. Every transaction builds a credit profile that opens access to distributor and supplier terms.

Embedded finance

Verified trade data unlocks capital.

Once commerce is digitised, it becomes underwritable. Trade Network turns the transaction history flowing through the rail into the evidence lenders need — so finance reaches the businesses that keep the chain moving.

01

Invoice finance

Advance against verified, issued invoices — repayment tied to the real receivable, not an estimate.

02

Inventory finance

Fund stock using real sell-through data, matched to how quickly product actually moves through the tier.

03

Working capital

Short-term facilities sized to a business's live trade activity, not a once-a-year snapshot.

04

Distributor credit scoring

Continuous scoring built from order, invoice, and payment behaviour across the network.

We partner with local lenders instead of becoming a bank — HOPtool provides the trusted data layer, lenders provide the capital.
Adeyemi Distribution Ltd. SCORED
A-
Credit rating · live
Invoice consistency94%
Payment reliability88%
Sell-through velocity76%
Eligible facility Invoice finance · working capital
₦12.5M
The vision

The trusted operating system for B2B trade.

HOPtool connects commerce, compliance, and capital across emerging markets — so that every business in the chain, from the largest manufacturer to the smallest retailer, runs on data it can trust and finance it can reach.

Commerce · orders that move Compliance · tax by default Capital · finance that reaches

Put your trade on the network.

Whether you manufacture, distribute, retail, or lend — Trade Network gives you a single, trusted view of the commerce you run on.